There is nothing like the anticipation you feel before departing on a trip. Occasionally, you might run into a bad crisis that could ruin your trip. There may be delays or cancellations as a result of a medical emergency, an unanticipated lockdown, a natural disaster, etc. This is why obtaining travel insurance online is essential before planning domestic or international travel.
Travel insurance offers protection from any unanticipated mishaps during your trip. In addition, it provides financial security for the following:
- Delays or cancellations of travel
- Lost travel documents, cash, or luggage
- Hospitalisation costs in the event of an accident or medical crisis
- Home break-in
- Dental crisis
- Personal Liability
- 24-hour support
- High-risk activities like bungee jumping, rock climbing, accidents caused by drugs, etc. Some things travel insurance policies do not cover. Claims are subject to terms and conditions set forth under the travel insurance policy. *
|Single Trip Insurance
|Annual Or Multi-Trip Insurance
|Valid for 180 days.
|Valid for 365 days.
|Ideally suited for individuals who travel once a year.
|Ideally suited for individuals travelling more than once a year.
|Premium is generally low. ##
|Premium is usually higher as the policy is valid for a longer time.
|Plan customisation option available according to every trip.
|No choice of plan customisation is available. A single policy for the whole year.
What To Choose: Annual Or Single Trip Insurance?
Knowing the differences between a single trip and a multi-trip travel insurance online plan will help you decide which one to purchase based on your needs and frequency of travel.
How Many Vacations Do You Schedule Each Year?
One of the most critical factors is the number of planned trips in a given year. Choose multi-trip travel insurance if you must travel frequently throughout the year. However, choose a single-trip insurance plan if you only intend to travel once. You can manage all aspects of your insurance using a travel insurance app.Claims are subject to terms and conditions set forth under the travel insurance policy.
How Long Will You Stay?
There are better options than one trip if you intend to stay longer than 180 days. Consider purchasing an appropriate annual insurance plan covering you for more than 180 days at a single location if your trip lasts longer than six months. Make sure to carry out the process of the travel insurance app download before leaving. Claims are subject to terms and conditions set forth under the travel insurance policy.
How Much Does Each Plan Cost?
Whether you have a single trip or several planned for the year, you need to weigh the costs of each one and proceed as necessary. If you have several short trips scheduled, you must figure out the cost of single trip plans for each one. Afterwards, contrast their price with an annual or multi-trip travel insurance policy. A yearly plan typically has higher premiums than a single-trip plan. So, choose the budget-friendly plan.
Selecting the appropriate travel insurance plan is crucial to avoiding financial losses when dealing with unforeseen circumstances. When a trip is planned last minute, you might need more time to purchase travel insurance. However, the travel schedules are typically pre-planned. Therefore, be ready for risks and use Bajaj Allianz international travel insurance to ensure a secure and enjoyable trip.
Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.
*Standard T&C Apply
##All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.